Annuities
No start up fees, no membership fees, no backend loads; and, interest accumulates tax deferred. Plus, with Annual Percentage Yields (APYs) up to 6.00%, when you compare our annuities with those offered at your local bank, we win every time (and so will you).
Call your ISDA Financial Life rep, or the ISDA Home Office at 412-261-3550, for more details.
Elite 8 — EXCLUSIVE OFFER
APY up to 6.00%
- Minimum Deposit: $300 or $25 monthly ACH
- Maximum First Year Deposit: $4,999
- Surrender Period: 8 years
- Contract Rate: 2.65% minimum guaranteed
- Non-guaranteed interest rate years 2-8 is 5.00%
- Free Withdrawals Without ISDA Surrender Charges*: 10% of cash value at 1st anniversary (contractual) Plus 5% of cash value at 1st anniversary (fraternal benefit) / RMD for qualified plans / Death of annuitant / Annuitization 8-year minimum / Additional deposits do not reset penalty period / Nursing home**
Platinum 8
APY up to 5.75%
- Minimum Deposit: $5,000
- Maximum First Year Deposit: $1,000,000
- Surrender Period: 8 years
- Contract Rate: 2.65% minimum guaranteed
- Non-guaranteed interest rate years 2-8 is 5.25%
- Free Withdrawals Without ISDA Surrender Charges*: 10% of cash value at 1st anniversary (contractual) Plus 5% of cash value at 1st anniversary (fraternal benefit) / RMD for qualified plans / Death of annuitant / Annuitization 8-year minimum / Additional deposits do not reset penalty period / Nursing home**
Gold 5
APY up to 4.50%
- Minimum Deposit: $5,000
- Maximum First Year Deposit: $750,000
- Surrender Period: 5 years
- Contract Rate: 2.65% minimum guaranteed
- Non-guaranteed interest rate years 2-5 is 4.00%
- Free Withdrawals Without ISDA Surrender Charges*: 10% of cash value at 1st anniversary (contractual) Plus 5% of cash value at 1st anniversary (fraternal benefit) / RMD for qualified plans / Death of annuitant / Annuitization 5-year minimum / Additional deposits do not reset penalty period / Nursing home**
Titanium 3
APY up to 3.00%
- Minimum Deposit: $5,000
- Maximum First Year Deposit: $600,000
- Surrender Period: 3 years
- Contract Rate: 2.65% minimum guaranteed
- Non-guaranteed interest rate years 2-3 is 3.00%
- Free Withdrawals Without ISDA Surrender Charges*: 10% of cash value at 1st anniversary (contractual) Plus 5% of cash value at 1st anniversary (fraternal benefit) / RMD for qualified plans / Death of annuitant / Annuitization 3-year minimum / Additional deposits do not reset penalty period / No nursing home
Silver 2
APY up to 3.00%
- Minimum Deposit: $5,000
- Maximum First Year Deposit: $500,000
- Surrender Period: 2 years
- Contract Rate: 2.65% minimum guaranteed
- Non-guaranteed interest rate year 2 is 3.00%
- Free Withdrawals Without ISDA Surrender Charges*: 10% of cash value at 1st anniversary (contractual) Plus 5% of cash value at 1st anniversary (fraternal benefit) / RMD for qualified plans / Death of annuitant / Annuitization 2-year minimum / Additional deposits do not reset penalty period / Nursing home**
Liquid 2
APY up to 3.00%
- Minimum Deposit: $5,000
- Maximum First Year Deposit: $500,000
- Surrender Period: 2 years
- Contract Rate: 2.65% minimum guaranteed
- Non-guaranteed interest rate year 2 is 3.00%
- Free Withdrawals Without ISDA Surrender Charges*: 10% of cash value at 1st anniversary (contractual) Plus 5% of cash value at 1st anniversary (fraternal benefit) / RMD for qualified plans / Death of annuitant / Annuitization 2-year minimum / Additional deposits do not reset penalty period / No nursing home
* Withdrawals before age 59 1⁄2 may be subject to IRS early withdrawal penalty. Consult a tax advisor for specific tax consequences.
** Fraternal benefit waives the declining surrender penalty in case of nursing home confinement. Agents, see the ISDA Illustration Software report for details.
Call your ISDA Financial Life rep, or the ISDA Home Office at 412-261-3550, for more details.