IRAs
With APYs up to 5.00% our IRAs are tough to beat (and so is your potential for growth).
Traditional IRA
APY up to 5.00%
- Minimum Deposit $5,000 – Maximum $300,000
- Additional deposits are accepted through the life of the policy with decreasing surrender charges.
- Interest Rate guaranteed for the 1st year.
- 10% annual ISDA penalty-free withdrawal is available after the 1st year plus 5% Fraternal Benefit penalty free withdrawal.
- Fraternal benefit package waives the declining penalty in case of serious illness or nursing home confinement.
Roth IRA
APY up to 5.00%
- Minimum Deposit $5,000 – Maximum $300,000
- Additional deposits accepted through the life of the policy with decreasing surrender charges.
- Interest Rate guaranteed for the 1st year.
- 10% annual ISDA penalty-free withdrawal is available after the 1st year plus 5% Fraternal Benefit Penalty free withdrawal.
- Fraternal Benefit Package waives the declining penalty in case of serious illness or nursing home confinement.
Coverdell
A
Also known as an Educational Savings Account, Coverdell allows you to build savings for your child’s or grandchild’s future. Plus, there are numerous tax benefits to using a Coverdell.