Annuities

No start up fees, no membership fees, no backend loads; and, interest accumulates tax deferred. Plus, with APYs up to 4.25%, when you compare our annuities with those offered at your local bank, we win every time (and so will you). 

Platinum 8

APY up to 4.25%

  • Minimum Deposit: $5,000 – Maximum $1,000,000
  • Surrender Period: 8 years
  • Contract Rate: 2.00% minimum guaranteed
  • Non-guaranteed interest rate years 2-8 is 3.50%
  • Additional deposits are accepted through the life of the policy with decreasing surrender charges. 10% annual ISDA penalty-free withdrawal is available after the 1st year plus 5% Financial Life benefit penalty-free withdrawal.

Gold 5

APY up to 3.85%

  • Minimum Deposit: $5,000 – Maximum $750,000
  • Surrender Period: 5 years
  • Contract Rate: 1.75% minimum guaranteed
  • Non-guaranteed interest rate years 2-5 is 3.35%
  • Additional deposits are accepted through the life of the policy with decreasing surrender charges. 10% annual ISDA penalty-free withdrawal is available after the 1st year plus 5% Financial Life benefit penalty-free withdrawal.

Titanium 3

APY up to 3.50%

  • Minimum Deposit: $5,000 – Maximum $600,000
  • Surrender Period: 3 years
  • Contract Rate: 1.50% minimum guaranteed
  • Non-guaranteed interest rate years 2-3 is 2.75%
  • Additional deposits are accepted through the life of the policy with decreasing surrender charges. 10% annual ISDA penalty-free withdrawal is available after the 1st year plus 5% Financial Life benefit penalty-free withdrawal.

Silver 2

APY up to 3.30%

  • Minimum Deposit: $5,000 – Maximum $500,000
  • Surrender Period: 2 years
  • Contract Rate: 1.25% minimum guaranteed
  • Non-guaranteed interest rate year 2 is 2.20%
  • Additional deposits are accepted through the life of the policy with decreasing surrender charges. 10% annual ISDA penalty-free withdrawal is available after the 1st year plus 5% Financial Life benefit penalty-free withdrawal.

Liquid 2

APY up to 2.75%

  • Minimum Deposit: $5,000 – Maximum $500,000
  • Surrender Period: 2 years
  • Contract Rate: 1.00% minimum guaranteed
  • Non-guaranteed interest rate year 2 is 1.75%
  • Additional deposits are accepted through the life of the policy with decreasing surrender charges. 10% annual ISDA penalty-free withdrawal is available after the 1st year plus 5% Financial Life benefit penalty-free withdrawal.

ISDA Fraternal Association is a fraternal benefit society domiciled in PA since 1960.

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